Staying healthy seems like a punishment to many until it is accompanied by the opportunity to earn you 200k.
Given that both cost savings and staying healthy are desirable but challenging aspects with an impact on your financial wellbeing, several approaches can be employed to ensure that both are achieved seamlessly without discarding the other.
Here are some of the approaches to staying healthy and earn 200k in cost savings and as extra income from various incentivized wellness programs.
Insurance discount
Insurance premiums are periodically deducted in your income to facilitate payment of medical bills in case you fall ill. Some insurance providers encourage healthy living among their clients so as to reduce the cost of claims. Customers who stay healthy benefit from discounts on premium payable or cashback refunds. Some insurance providers give up to 15% as a refund to customers who exhibit healthy living in their activities and medical records.
Paid wellness challenges
Several wellness challenge applications that encourages healthy living by incentivising the entire process using financial rewards exist on the market. Subscribers commit to a programme and set a goal which upon being met will be paid with cash and cash equivalents. However, if the subscriber fails to meet the target, for example losing 500 calories in a week, the application deducts an agreed amount from their committed funds. This approach provides both positive and negative motivation aimed at encouraging healthy living.
Alternative workout
The average gym membership cost is approximated at $58 a month, exclusive of the extra charges such as the registration/initiation fee and other fringe costs. It translates to roughly as high as $1000 a year depending on the location. Earn this $1000 by using alternative workout regimes with equipment that are freely available in your house or engage in outdoor activities and freely access public facilities.
Cycling to work
The average commuting cost and time in America is $10 and 25 minutes respectively. This translates to an annual cost of $2600. Cycling to work not only eliminates this cost but it also provides you with an ample 50 minute mental and physical workout to and from work.
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